| Even though home sales in South Carolina are | | | | Next, call the South Carolina board of realtors |
| going up, the median home cost is still fairly low: | | | | Getting in contact with a realtor association is a |
| right around $163,000. And, in some counties | | | | good way to get recommendations on lenders. |
| where textile manufacture and agriculture are still | | | | Make a list of the most promising from your |
| important, it is possible to find homes for less | | | | Internet search and then call the state realtors |
| than $100,000. With such a variety of homes to | | | | association, or the local association, for a list of |
| choose from, and loan programs to take | | | | preferred lenders. Compare the list to the one |
| advantage of (there are plenty of bad credit | | | | you made from the Internet. Cross off those |
| home mortgage loan programs in South Carolina), | | | | that do not appear on the realtor list, or that the |
| it is important to find a good lender that can help | | | | realtors association warns you away from. |
| you find the right mortgage to fit your situation. | | | | Finally, contact the mortgage lenders directly |
| Here are the steps to finding a good mortgage | | | | With your narrowed list in hand, contact the |
| lender in South Carolina: | | | | individual home mortgage lenders and find out |
| First, look online for home mortgage lenders | | | | current interest rates offered to someone with |
| Conducting an online search for home mortgage | | | | your credit situation. Also, carefully question each |
| lenders can give you a list of South Carolina | | | | lender as to closing fees and other loan costs. |
| lenders and the interest rates they offer on a | | | | Make notes of how you are treated, and whether |
| variety of home loan options, including fixed rates | | | | the lender answers your questions forthrightly. |
| and variable rates for different term lengths. This | | | | You can come to a conclusion by how |
| will give you an idea of what is available. You can | | | | comfortable you feel with each lender. |
| also find discount lenders online as well. | | | | |
