| Believe it or not, there really is such a thing as | | | | Private Health Insurance Programs |
| affordable Georgia health insurance. Here's how to | | | | Private health insurance in Georgia includes two |
| get a cheap rate on Georgia health insurance with | | | | basic types of programs: |
| a reliable company. | | | | Managed Health Care Plans |
| Georgia Health Insurance Options | | | | Managed health care plans (HMOs, PPOs, and |
| You have a number of options for getting health | | | | POSs) assign you to a network of doctors and |
| insurance in Georgia. They are: | | | | hospitals which you must use for your health care. |
| Government Sponsored Health Insurance | | | | HMOs are the cheapest plans because you are |
| Programs | | | | restricted to using only network doctors and |
| Medicaid | | | | hospitals. PPOs and POSs cost slightly more than |
| Medicaid is a federally funded health insurance | | | | HMOs because you can use out-of-network |
| program for people who can't afford health | | | | doctors and hospitals. |
| insurance. In order to receive Medicaid you must | | | | Indemnity Health Insurance Plans |
| be in a low income bracket. Depending on your | | | | Indemnity health insurance plans, also called |
| circumstances you may receive free medical | | | | fee-for-service plans, are the most expensive |
| care, or you may be asked to pay for a portion | | | | plans because they allow you to use doctors and |
| of your medical care. | | | | hospitals of your choosing. |
| Peach Care for Kids | | | | Affordable Georgia Health Insurance |
| Peach Care for Kids is a state sponsored health | | | | In order to get the least expensive health |
| insurance program for children of low income | | | | insurance plan you need to get rate quotes from |
| families. This plan covers children's medical care, | | | | a number of health insurance companies and |
| vision care, and dental care. | | | | compare them. The easiest way to do that is to |
| Right From the Start Medicaid | | | | go to an insurance comparison website where |
| Right From the Start Medicaid provides medical | | | | you fill out one simple questionnaire in order to |
| coverage for low income pregnant women and | | | | get your quotes. |
| children under the age of 18. | | | | The best of these websites lets you talk with a |
| To find out more about these government | | | | health insurance expert so you can ask questions |
| sponsored programs, visit the Georgia Health | | | | and get help choosing the best plan with the best |
| Partnership website at: ghp.georgia.gov | | | | rate. |